Good investing is all about knowing the market, as well as knowing yourself. But with so much investment choice out there, it's easier said than done.

We’re here to help you and explain the pros and cons to investing. From how to handle risk, to developing your own diversified portfolio.

Investments are designed to be held for a longer term, usually at least 5 years. You need to be comfortable with tying up this money for a period of time, and should not consider investments unless you have some savings in place.

Most investments are not guaranteed to return your money in full, although they do offer the prospect of higher returns than deposit accounts. Returns, risk and volatility are the factors that will determine a suitable place for your savings.

Understanding Risk

Once you know how investment risk works, you're more prepared to make the most of your money, we assess your attitude to risk and recommend an appropriate investment that fits your risk profile.

Investing over the longer term

The world of investments can be a daunting place. There are a lot of funds to choose from. To help investors through this maze of investment opportunities we explain how the different types of investments and different asset classes work to give you a full understanding of how investments work.